Coven is a social payments app built on USDC. Claim an @handle, get paid from any chain, split bills with your circle, and withdraw to your bank account, without ever touching a seed phrase.
Available balance
$1,284.50USDC
Accepts USDC from
How it works
The crypto part is real, but you never have to see it. No networks to pick, no bridges to approve, no addresses to paste.
Sign in with Google and pick a username. A wallet is provisioned for you on Arc. No seed phrase, just a PIN only you know.
Share @yourname or a QR. Friends pay from Ethereum, Base or Polygon and CCTP routes it to Arc invisibly. They never think about chains.
Split bills with your circle, save toward a shared goal, or withdraw straight to your bank account in local currency.
Features
Payments finalise on Arc before you've put your phone away. Peer-to-peer transfers cost nothing in gas.
Circle's CCTP burns on the source chain and mints on Arc. One balance, no bridging UI, no wrapped tokens.
Group your crew, team or family. Split a bill evenly in two taps and watch who's paid in real time.
Pool USDC toward something together. Withdrawals need every member's approval, enforced on-chain rather than by trust.
Yellow Card settles USDC to NGN, GHS, KES and more across 20+ countries, usually within a business day.
Circle user-controlled wallets mean your PIN unlocks your funds. Coven can't move money without you.
Cash out
Add your bank once. Coven quotes you the rate and the 1% fee up front, then settles through Yellow Card. No separate exchange account, no P2P traders, no guessing what lands.
Supported payout currencies
…and more across 20+ countries via Yellow Card.
Sign in with Google, pick a username, set a PIN. You'll be able to receive money in under a minute.
Get started free